Our Services
While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services: 
Financial Planning
Retirement planning
Investment management
Estate Planning
Tax management
Insurance Planning
Our Fee Schedules
We believe that financial planning is integral to investment management. The recommendation of any financial solution or product requires the full understanding of a client’s financial circumstances. Therefore full financial planning is included in the fees we charge. The complexity of financial planning increases with wealth but only to a certain point. Thereafter additional assets require no additional planning but still require management. With this in mind, our fees are reduced substantially at this point to reflect the degree of management required.We strive to make the fees as fair, straightforward and transparent as possible.
Asset Under Management (AUM). This is the standard method we use to charge fees. I charge 1% annually for the assets we manage. For incremental assets over $2 million, we offer a reduced fee of 0.6%. For small accounts, we charge a minimum annual fee 1.3% per annual based on the exact account size.
The first meeting is always free. You don’t know me and we don’t know what you want. During the first meeting, we will see if we could help you and you can assess whether you would like us to help as well.What would you get for the fees what you pay
In addition, we help the asset allocation and investment recommendations, we provide many other services for the same AUM fee to help ensure the success of your financial plan. We do not charge extra for the additional services offered, they are all necessary to ensure the best outcome for our clients and the only way we can truly get to understand our clients. (Please see our Services for a full lists of what we offer).
There are a number of studies that attempt to quantify the benefit of working with a financial advisor. Vanguard calculates an advisors 'alpha', the added benefit of working with a financial advisor. Their research shows an advisor adding 3% to 5% a year, therefore after fees of 1% this is a net gain of 2% to 4%. Click Here to view the Vanguard Article: Putting a value on your value: Quantifying Advisor's Alpha
We am completely transparent about the fees we charge. There are no hidden fees or spreads that you will be unaware of. We explain all fees and how they work.
Please Contact Us at 9548269765
